A financial advisor or financial planner is a professional that gives financial advice to customers according to their financial capacity. In most countries, financial planners must complete certain educational training and obtain a license in order to give financial advice. The main function of the financial advisor is to assist clients in controlling and planning their money and assets. Financial advisors play an important role in the management of retirement funds. They also provide investment advice and help individuals to determine what funds would suit them best.

Most financial advisors work on retainer and receive a small commission for all the investments made by the client on behalf of the company. The commission varies from company to company, as well as the type of product being offered. Financial advisors also can work as independent contractors, receiving a percentage of the total returns on any of the investments made. In this case, the financial advisors would receive their commission from the company whose products were sold.

Financial advisors help people achieve their financial goals by providing advice on how to invest their money and achieve their goals. Some of the common goals that are achieved by financial advisors include saving for retirement, purchasing a house, paying off credit card debts, saving for children’s education, and investing for a child’s education. All of these goals require long term planning and careful analysis. Financial advisors help individuals achieve their goals by helping them set up a saving and investing plan that will result in a comfortable living, a good education, and a successful retirement.